H&R Block Deluxe + State 2019 Review: Affordable Tax Software for Homeowners and Investors

Save Big and Tackle Your Taxes: H&R Block Deluxe + State Tax Software 2019 Reviewed

Tax season doesn’t have to be overwhelming — nor should it cost a fortune. The H&R Block Deluxe + State Tax Software 2019 offers a comprehensive blend of intuitive navigation, robust deduction support, and impressive guarantees, making it a favorite choice for millions of DIY filers seeking convenience, value, and confidence.

Why Choose H&R Block Deluxe + State 2019?

For filers who want a reliable and user-friendly approach to preparing federal and state taxes at home, the Deluxe + State edition stands out with its balance of affordability and premium features.

• Tailored for homeowners and investors — maximize itemized deductions and credits
• Easy state filing — one package covers both federal and state returns
• Imported prior returns — start with last year’s data to save time
• 100% accuracy and maximum refund guarantees
• No surprise pricing — transparent costs with clear package benefits

Key Features of H&R Block Deluxe + State 2019

• Federal and state tax preparation in one tool
• Guided support for deduction and credit maximization — ideal for those with mortgage interest, real estate taxes, or investment income
• Import capabilities for W-2s, most 1099s, and previous returns (including from other providers)
• Step-by-step interview process for a seamless user experience
• DeductionPro integration to value donated items
• E-file up to five federal returns included
• In-depth help menus and FAQs accessible throughout

Who Should Use Deluxe + State?

The Deluxe + State edition is especially beneficial for:

• Homeowners claiming mortgage interest or real estate taxes
• Investors with stocks, bonds, or other investment income
• Individuals with significant charitable donations
• Taxpayers needing to file both federal and state returns

Detailed Comparison of H&R Block Editions

Unpacking the Benefits: A Deep Dive

1. Maximize Your Refunds

H&R Block’s algorithms ensure that you receive every deduction and credit possible, offering specialized guidance for the most common — and often overlooked — tax-saving opportunities for homeowners and investors.

• Automated checks look for applicable credits and offers real-time suggestions as you enter information
• Utilizes the latest IRS and state form updates to ensure compliance and eligibility
• Integrated Donation Calculator quantifies the fair value of non-cash donations, helping users confidently claim charitable deduction amounts

2. Intuitive and Time-Saving Experience

The software walks you through your tax return in an interview-style Q&A, breaking down complex forms into plain English and manageable steps. Visual cues and a persistent progress bar keep you oriented and minimize navigation errors.

• Import previous tax returns from H&R Block, TurboTax, or PDFs to avoid data redundancy
• Photograph or upload W-2 forms directly into the software to reduce manual entry time
• Built-in document reviewer flags incomplete or inconsistent sections for your review

3. Comprehensive Support and Guidance

Never get stuck: the extensive help menu offers topic-specific advice and access to live chat or searchable FAQs. Dental and contextual assistance update as you progress, ensuring contextual help is always at hand.

• Help sidebar suggests advice tailored to the form or question you’re viewing
• Links to IRS and state tax agency explanations embedded for technical clarity
• Step-by-step guidance for common and advanced tax topics alike, including home selling, education credits, and investment transactions

4. Guarantees for Peace of Mind

• Max Refund Guarantee: If you find a higher refund with another tax prep method, your preparation fee is refunded in full
• 100% Accuracy Guarantee: H&R Block covers any tax liability, penalties, or interest — up to $10,000 — caused by a software calculation error
• 100% Satisfaction Guarantee: If you’re dissatisfied before filing, your purchase price is fully refunded
• No Surprise Guarantee: Transparent pricing upfront with no hidden fees or upgrade pressure

How Does H&R Block Deluxe + State 2019 Stack Up?

• Cost Efficiency: Priced competitively, often undercutting comparable TurboTax editions, especially when state returns are factored in
• Depth of Deduction Search: Particularly strong for itemized deductions — mortgage interest, charitable giving, investment income
• Flexibility: Suitable for both Mac and Windows users; files stored locally for privacy protection
• Five e-files included: File for family and friends with a single purchase
• Import features: Smooth transition if you’re moving from a different provider

Possible Drawbacks to Consider

• Upgrade Path: While you can select your edition, downgrading after an initial selection used to require starting from scratch; the process is improving following FTC guidelines but can still be less intuitive for 2019 editions
• State Return Limitations: The included license covers one state return preparation, but additional state returns (if required) may incur extra fees
• Online versions offer on-demand expert support, while the desktop edition is more DIY-oriented

Frequently Asked Questions (FAQs)

Q: Who should purchase H&R Block Deluxe + State 2019?

A: This edition is best for homeowners, those claiming significant deductions, or anyone with investments who needs to file both federal and one state tax return.

Q: Can I import my previous TurboTax or H&R Block return?

A: Yes, you can easily import your previous year’s tax data from H&R Block or TurboTax or from many PDF formats, speeding up data entry and minimizing errors.

Q: What support is available if I get stuck?

A: Step-by-step guidance is available throughout the software, along with a searchable help menu, pop-up tips, and links to detailed explanations. For complex queries, supportive online forums and standard customer support answer most questions for the 2019 edition.

Q: Is e-filing included, and how many returns can I file?

A: Yes, the software package includes five federal e-files. State e-filing is available for an additional fee and covers one state return per included license.

Q: What guarantees protect my purchase and my tax return?

A: H&R Block backs its software with maximum refund, 100% accuracy, 100% satisfaction, and no surprise pricing guarantees — providing robust confidence for DIY filers.

Quick Start: Filing Your Taxes with Deluxe + State 2019

1. Install the software on your computer (Mac or Windows)
2. Import your prior return for fast pre-population of personal and dependent info
3. Use the document import to upload W-2s or snap a photo with your mobile device
4. Answer the interview questions to uncover deduction and credit opportunities
5. Run the final accuracy check and review summary suggestions
6. E-file up to five federal returns; file your state return electronically or by mail as required

Tips for Maximizing Your Refund with H&R Block Deluxe + State

• Keep documentation organized — mortgage statements, receipts for donations, and 1099s
• Make use of DeductionPro for itemizing charitable donations
• Double-check for IRS and state credits that may apply, such as energy-efficient home improvements
• Utilize import features to avoid manual entry errors or omissions
• Review FAQs or the help sidebar for lesser-known deduction tips

Beyond Deluxe + State: Exploring Other Filing Options

If your tax situation is more complex — such as gig work or rental properties — the Premium and Premium & Business editions provide further tools and dedicated support for self-employed and business filers.

Conclusion: An Affordable, Reliable Solution for 2019 Taxes

The H&R Block Deluxe + State 2019 Tax Software offers an exceptional blend of user-friendly guidance, comprehensive coverage of homeowner and investment deductions, robust guarantees, and great value. For those filing both federal and state returns, it provides a streamlined, trustworthy, and efficient process that demystifies tax season and helps you keep more of your hard-earned money.

Whether you’re claiming mortgage interest, sorting through investment income, or simply want peace of mind with your deductions, H&R Block’s Deluxe + State package ensures your 2019 taxes are handled with precision and care.